03 8903 9988 - 0389039988: NAB Impersonation Reports

• Legit
• Uncertain
• Scam
• Spam
• Suspicious

Community reports for 03 8903 9988 (0389039988) reveal NAB impersonation scams requesting personal details, mixed with legitimate NAB outbound calls. 12 reports total.

NAB Impersonation Reports for 03 8903 9988

The number 03 8903 9988 (also written as 0389039988) appears on Reverseau's database with conflicting community reports. Twelve contributors have submitted information about this Telstra-allocated local service number in Victoria, revealing a mix of legitimate NAB outbound activity and impersonation attempts. Four reports specifically mention impersonation tactics, with the most serious instances involving callers falsely claiming to represent NAB and requesting personal details.

Of the 12 reports about 0389039988, five contributors confirmed legitimate NAB contact, including outbound calls from NAB's call centre and a call related to the Family Home Guarantee program. However, three separate reports flag scam activity, with callers impersonating NAB and attempting to extract sensitive information from recipients who don't even hold NAB accounts.

What Callers from 03 8903 9988 Claim

Contributors reporting scam activity from 03 8903 9988 describe callers claiming NAB affiliation while requesting all personal details. One report states the caller "claimed to be from NAB and asked for all personal details, major red flags." Another contributor received repeated calls over several days with voicemails claiming to be from NAB, though the caller never identified a specific account or reason for contact.

A particularly concerning pattern emerges in reports where callers from 0389039988 targeted people without NAB accounts. One contributor noted, "Say they are from NAB but I don't have account," indicating the caller either used the wrong number or was conducting broad impersonation attempts. This contrasts sharply with legitimate reports where callers from 03 8903 9988 referenced specific NAB products (home loans, Family Home Guarantee) and could be verified through official NAB channels.

How to Verify Legitimate NAB Calls

The community reports about 03 8903 9988 highlight an important distinction: NAB does use this number for legitimate outbound calls. One contributor who received a call from 0389039988 confirmed legitimacy by checking their email from their NAB banker, who named the specific representative. If you receive a call claiming to be from NAB on 03 8903 9988, you can verify authenticity by:

• Do: Hang up and call NAB directly on the number on your bank card or NAB's official website
• Do: Check your NAB email account or online banking for messages from your banker
• Do: Ask the caller to provide their full name and department, then verify independently
• Do NOT: Provide personal details, account numbers, or passwords during the initial call
• Do NOT: Trust caller ID alone, as scammers can spoof NAB's number

Call Patterns and Timing

Reports about 0389039988 span from late 2023 through early 2026, with activity relatively consistent rather than clustered. One contributor reported antivirus software flagging the number as scam or spam repeatedly during May 2024. Another mentioned receiving calls from 03 8903 9988 over several consecutive days with voicemails. Most reports involved calls that were either answered or resulted in voicemail, with one instance of a missed call where the caller did not leave a message.

What to Do If You Receive a Call from 03 8903 9988

Given the mixed nature of reports for 03 8903 9988, approach calls with caution but recognise that some may be legitimate NAB contact:

• Do not: Share personal information, account numbers, passwords, or payment details during an unsolicited call
• Do not: Assume the caller is from NAB based on caller ID alone (scammers spoof numbers)
• Do not: Follow instructions to transfer money or visit a website during the call
• Do: End the call and contact NAB directly on the number on your bank card if you're unsure
• Do: Block 0389039988 if you don't have a NAB account or haven't initiated contact
• Do: Check your email and official NAB banking portal for any legitimate communications

What to Do If You Receive an SMS from 03 8903 9988

SMS reports are not present in community feedback about 0389039988, but if you receive an SMS claiming to be from NAB:

• Do not: Click any links in the message
• Do not: Reply to the SMS or provide any personal information
• Do: Contact NAB directly using the number on your card to verify the message
• Do: Report the SMS as spam by forwarding it to 0429 999 888 (ACMA's SMS spam reporting service)
• Do: Delete the message after reporting

How to Report 03 8903 9988

If you receive a scam call from 03 8903 9988 claiming to be NAB, report it through official Australian channels:

• Scamwatch: Report to the ACCC at scamwatch.gov.au - includes impersonation scams
• ACMA: Report unsolicited calls to the Australian Communications and Media Authority at acma.gov.au
• NAB directly: Contact your NAB banker or call NAB's fraud team on the number on your bank card to alert them of impersonation attempts
• ReportCyber: If the scam involved phishing or credential theft, report to cyber.gov.au
• Reverseau: Contribute your experience here to help other Australians identify patterns with 03 8903 9988

Frequently Asked Questions