03 8903 0515 - 0389030515: NAB Impersonation Reports

• Scam
• Unknown
• Legit

Community reports for 03 8903 0515 (0389030515): Callers claim to be from NAB, request personal details, and follow up with fraudulent emails about non-existent credit cards.

NAB Impersonation Reports for 03 8903 0515

Community reports for 03 8903 0515 (also written as 0389030515) reveal a pattern of impersonation targeting NAB customers. Three contributors have reported callers claiming to represent NAB, with one detailed account describing persistent contact combining phone calls and fraudulent emails. The most recent report from February 2026 describes the caller knowing the recipient's name, asking for personal details, and following up with emails falsely claiming an outstanding credit card debt from NAB - a card the contributor never opened.

Of the seven reports about 0389030515, two are confirmed scam reports and two additional contributors flagged the calls as suspicious NAB impersonation attempts. One contributor reported the suspicious activity to Scamwatch. However, one report from September 2023 indicates a legitimate NAB call from this number where the bank made an inquiry without requesting personal details, suggesting the number may be legitimately used by NAB alongside fraudulent activity.

What Callers from 03 8903 0515 Claim and How They Operate

Contributors report callers from 03 8903 0515 using NAB's name to establish credibility before requesting personal information. The pattern involves initial silent periods followed by the caller asking for the recipient by name - indicating possible data harvesting from previous breaches or sold customer lists.

One detailed report about 0389030515 describes a multi-channel approach: repeated phone calls combined with follow-up emails claiming an outstanding NAB credit card balance. The emails reference specific debt amounts owed on a card the recipient never applied for, a classic technique to pressure victims into responding with personal or financial details to dispute the claim. The caller's knowledge of the recipient's name and willingness to call repeatedly suggests targeting of specific individuals rather than random robocalls.

Report Patterns and Timing

The reports about 03 8903 0515 span from October 2024 to February 2026, indicating an ongoing pattern rather than isolated incidents. Calls from 0389030515 were answered by contributors, suggesting the scammers use convincing caller ID information to encourage recipients to pick up. One contributor noted calling the number during a time when NAB was experiencing documented service issues, raising questions about whether scammers monitor media reports of bank outages to time their impersonation attempts.

The variation in report certainty - ranging from confirmed scams to uncertain calls - may reflect different experience levels among contributors or variations in the scammer's approach across different targets.

What to Do If You Receive a Call from 03 8903 0515

If 03 8903 0515 calls you:

• Do not: Answer if you don't recognise the number, provide personal information (name, date of birth, account numbers), confirm or deny having NAB accounts, or return missed calls from this number
• Do: Let calls go to voicemail, hang up immediately if the caller claims to be from NAB and requests details, verify by hanging up and calling NAB's official number on the back of your card or their website, and block 0389030515 if calls continue
• Remember: Banks never ask for passwords, PINs, or full credit card numbers via unsolicited calls - legitimate NAB staff will already have your account information

If you've already provided information to a caller from 03 8903 0515, contact NAB immediately on 1300 275 228 to report the incident and monitor your accounts for unauthorised activity.

What to Do If You Receive an SMS from 03 8903 0515

If you receive an SMS claiming to be from NAB:

• Do not: Click any links in the message, reply with personal or account details, or download attachments
• Do: Delete the message, report it as spam by forwarding to 0429 999 888, and contact NAB directly to verify the legitimacy of any claimed issue

How to Report 03 8903 0515

If you've received scam calls or emails from 03 8903 0515 or 0389030515:

• Report to Scamwatch at scamwatch.gov.au - include details about NAB impersonation and any fraudulent emails
• Report to the ACMA (Australian Communications and Media Authority) at acma.gov.au for nuisance calls and impersonation
• Contact NAB directly to report the fraudulent use of their identity and any false debt claims
• If you clicked suspicious links or entered details, report to ReportCyber at cyber.gov.au
• Contribute your experience on Reverseau to help other Australians identify this number

Frequently Asked Questions