- Unknown
- Uncertain
- Scam
- Suspicious
Community reports for 03 5440 7850 (0354407850): Scammers impersonating Bendigo Bank via SMS and calls requesting passwords, sending phishing links, and asking for callbacks.
Bendigo Bank Impersonation Reports for 03 5440 7850
Community reports reveal a concerning pattern of scammers impersonating Bendigo Bank on 03 5440 7850 (also written as 0354407850). Two contributors have reported receiving calls where the scammer claimed to be from Bendigo Bank and attempted to extract sensitive banking information. Additionally, one SMS report describes a text message from this number that falsely posed as the bank and included a malicious link directing to a fake number.
The impersonation attempts on 0354407850 are particularly deceptive because they combine multiple scam tactics in a single incident. Contributors report being asked for passwords and personal security details, then receiving follow-up SMS messages with fraudulent contact numbers when they refused initial requests.
What Callers and SMS from 03 5440 7850 Claim
One contributor reported receiving a call where the scammer claiming to represent Bendigo Bank requested the contributor's password under the guise of a security check. When the contributor refused to provide this information, the scammer sent an SMS with a number (1800 652 146) that does not match Bendigo Bank's official contact details.
A separate SMS report describes an incoming text from 03 5440 7850 pretending to be from Bendigo Bank with a link embedded in the message. This phishing approach is designed to trick recipients into clicking the link, which could compromise their banking credentials or install malware.
Notably, three other reports show that 0354407850 has also been used for legitimate Bendigo Bank callbacks, where the bank contacted contributors who had requested a callback rather than waiting in a queue. This makes the scam instances particularly dangerous, as recipients may be more likely to trust calls from this number believing it is genuinely their bank.
Report Patterns and Timing
The community reports for 03 5440 7850 span from June 2024 to March 2026. The scam reports are mixed with legitimate bank callback activity, suggesting either that scammers have spoofed a genuine Bendigo Bank number or that the number has been compromised. The SMS phishing attempt in June 2025 and the call-based impersonation in June 2024 both employed different tactics but the same core deception: falsely claiming to represent Bendigo Bank to extract sensitive information.
The presence of legitimate callback reports alongside scam reports indicates that 0354407850 may be a real Bendigo Bank number that scammers have spoofed using caller ID manipulation technology, making it especially important for contributors to verify any requests for personal information through independent channels.
What to Do If You Receive a Call from 03 5440 7850
If 03 5440 7850 calls you claiming to be from Bendigo Bank, do not assume it is legitimate based on the caller ID alone:
- Do not: Share passwords, PINs, security codes, or other banking credentials over the phone
- Do not: Click links in SMS messages or follow callback numbers provided during the call
- Do not: Return the call using a number the scammer provides
- Do: Hang up immediately if asked for passwords or security details
- Do: Call Bendigo Bank directly on the official number on the back of your bank card or their website to verify any account concerns
- Do: Report the incident to Bendigo Bank's fraud team through official channels
What to Do If You Receive an SMS from 03 5440 7850
SMS messages from 03 5440 7850 claiming to be from Bendigo Bank should be treated with extreme caution, especially if they contain links or request information:
- Do not: Click any links in the message
- Do not: Call any phone number provided in the SMS
- Do not: Reply to the message
- Do: Delete the message immediately
- Do: Report it as spam to your mobile provider
- Do: Forward the SMS to 0429 999 888 (the Australian cyber security reporting service)
- Do: Contact Bendigo Bank directly using the number on your bank card to report the fraudulent SMS
How to Report 03 5440 7850
If you have received scam calls or SMS messages from 03 5440 7850, you can report this activity to several Australian authorities:
- Scamwatch: Report the scam at scamwatch.gov.au - the Australian Consumer Law enforcement resource
- ACMA (Australian Communications and Media Authority): File a complaint at acma.gov.au about unsolicited or fraudulent calls and SMS
- ReportCyber: If the scam involved phishing links or malware, report to cyber.gov.au
- Bendigo Bank directly: Contact your bank immediately through their official customer service number to report the impersonation and protect your account
- Reverseau: Contribute your report about 0354407850 to help warn other Australians in the community
Help others by sharing your experience with (03) 5440 7850!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Bendigo Bank called offering callback instead of waiting in queue
Bendigo Bank calling back rather than waiting in queue
Missed call, rang back and it was bendigo bank but no one actually tried to reach me
Scam - Pretending to be from Bendigo Bank and sent me a text with the number 1800 652 146 as a link to try and get me to open it.
Pretended to be my bank wanting to security check me using my password, when I said no they texted a number that's not my bank's official number
warning about this number possibly trying to get bank details
Help others by sharing your experience with (03) 5440 7850!
WRITE A REVIEWFrequently Asked Questions
Is 03 5440 7850 actually a Bendigo Bank number?
The number 03 5440 7850 (0354407850) appears to be associated with Bendigo Bank's legitimate callback service, as three contributors reported receiving genuine bank callbacks from this number. However, scammers may have spoofed this number using caller ID manipulation. Never assume any incoming call is legitimate based on the phone number alone, and always verify requests for personal information by calling your bank directly on the official number printed on your bank card.
What should I do if I clicked a link from an SMS claiming to be from Bendigo Bank on 03 5440 7850?
If you clicked a link from 0354407850 pretending to be Bendigo Bank, take immediate action: change your bank passwords, monitor your account for suspicious activity, and contact Bendigo Bank's fraud team immediately on their official number. You should also run antivirus software on your device to check for malware, and consider reporting the incident to ReportCyber at cyber.gov.au if you suspect malicious content was installed.
If I gave my password to someone claiming to be from 03 5440 7850, what do I do?
If you provided your password to someone claiming to represent Bendigo Bank on 03 5440 7850, contact your bank immediately on their official number (from your bank card) and inform them of the breach. Change your password and any security codes associated with your account right away. Monitor your account closely for unauthorised transactions and consider placing a fraud alert on your credit file through Equifax, Experian, or Illion.
Why would Bendigo Bank ask for my password over the phone?
Bendigo Bank will never ask for your password, PIN, or full security codes over the phone or via SMS. Any request for these details from 03 5440 7850 or any other number is a scam. Legitimate banks use secure, verified channels for security checks. If you are ever asked for a password by someone claiming to be from your bank, hang up immediately and call the official bank number on your card to verify whether the request was genuine.
How can I verify a call really is from Bendigo Bank if 03 5440 7850 has been spoofed?
Never trust caller ID alone when someone claims to be from Bendigo Bank. The safest approach is to hang up on 03 5440 7850 or 0354407850 if they ask for sensitive information, then call Bendigo Bank back using the official number on your bank card or statement. This ensures you are speaking to a verified representative. Legitimate banks always accept this approach and expect customers to verify calls this way.
Should I block 03 5440 7850?
Given that 0354407850 has been used for both legitimate Bendigo Bank callbacks and scam impersonation attempts, blocking it may prevent you from receiving genuine bank callbacks if you've requested one. Instead, treat all calls from this number with caution: never provide passwords or security details, and always verify requests by calling your bank back on the official number. You can block the number if you have not requested a callback from Bendigo Bank and continue to receive unwanted calls on 03 5440 7850.