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Who Called & Phone Reports

(03) 4100 0198 · 0341000198

16 reports Resurgent

Emerging Risk High

Some reports flag (03) 4100 0198 for suspicious activity.

Based on 16 reports Reasonable confidence Reports have been coming in steadily
Spam Scam Legit Nuisance Suspicious Uncertain Local service Bairnsdale, VIC 3875
Read 16 Reports

Quick Assessment

Should I answer?

Caution

Reports for (03) 4100 0198 are mixed, so verify who is calling before you share anything.

Should I call back?

Verify first

Check the organisation's real number before calling (03) 4100 0198 back.

What to do next?

Monitor and block

Block (03) 4100 0198 if the contact is unwanted. Report it if things become more concerning.

What People Report

A
Anonymous
Scam

robocall pretending to be from NAB, came from Bairnsdale number to look legitimate. said I had a payment due for Now Pay Later service which I don't use, or mentioned wrong amounts. warned not to press buttons to confirm identity

View all 16 reports →

(03) 4100 0198 has 16 community reports. The analysis below summarises what people have reported about calls and messages from this number.

What the Reports Show for (03) 4100 0198

Overview

How risky?
High
Confidence
Reasonable
Based on 16 reports
Do reporters agree?
Mixed reports
Activity
Resurgent

How People Described (03) 4100 0198

Reports describe a range of interactions with no dominant classification. Common themes in the reports include nab, payment.

Scam
44%
Legit
19%
Spam
13%
Suspicious
13%
Nuisance
6%
Uncertain
6%

How the Contact Happened

Phone call
81%
Voicemail
13%
Missed call
6%

Was the Contact Expected?

Expected: 6% Unexpected: 88%

Reported Behaviour for (03) 4100 0198

Tactics People Mentioned

These are the tactics community members identified when reporting interactions with (03) 4100 0198.

Robocall 67% Impersonation 56% Info request 22% Urgency 11% Callback lure 11%

How Interactions Played Out

Of the people who reported contact from (03) 4100 0198, here is how far the interaction went.

Contacted 16
Engaged 15

Tactics That Show Up Together

Social engineering ×1

Has Anyone Confirmed the Caller Was Genuine?

More Context

Reporting Timeline

Reports Over Time

07 days
030 days
190 days
112 months

People Looking Up (03) 4100 0198

0Today
17 days
130 days
0Searches per report

Gaps in Reporting

Long gaps between reporting periods can mean the number was reassigned or used by someone new.

How Other Readers Rated the Reports

Common Themes

NAB 69% Payment 31%

How Much Detail Did People Share?

On average, 76% of the report form was filled in

Most reports include useful detail, and 56% include detailed descriptions.

Number Details

Received a call from (03) 4100 0198?

Your report helps build the safety intelligence for this number.

Reports about (03) 4100 0198

These reports were submitted by community members.

A
Anonymous
Legitimate

Claimed to be from NAB Auto Banking about a payment. researched and confirmed it's legit but suggest contacting NAB directly if unsure

Phone call
Was this report useful?
A
Anonymous
Scam

They knew my full name, told me to press 1 to continue but hung up when I tried to call back. NAB said they have no info on this number

Phone call Unsolicited Personal info request Callback lure
Was this report useful?
T
Troutman
Scam

This is a scam call pretending to be NAB they knew my name. Thankfully I was able to check my account via the app to confirm my payment details which did not coincide with their payment requests.

Phone call Unsolicited Impersonation Personal info request
Was this report useful?
S
Seibold
Scam

Four calls in one day, automated voice claiming to be NAB about home loan. Had my name and last 4 digits of account number

Phone call Unsolicited Impersonation Robocall
Was this report useful?
A
Anonymous
Legitimate

Was actually NAB calling about an overdue payment, didn't ask for personal details

Phone call
Was this report useful?
A
Anonymous
Legitimate

NAB calling about overdue payment, can check online banking instead of calling back

Phone call Unsolicited
Was this report useful?
A
Anonymous
Nuisance

Bombarded with calls, up to 17 a day from 9am to 9pm. often 6 calls in a row then half hour gap then more

Phone call Unsolicited
Was this report useful?
A
Anonymous
Suspicious

Sounded like automated recording claiming to be from NAB. my account is up to date, hung up and reported to NAB

Phone call Unsolicited Impersonation Robocall
Was this report useful?
A
Anonymous
Uncertain

Still getting calls from this number even though there's negative reviews about it

Missed call Unsolicited
Was this report useful?
A
Anonymous
Scam

Caller scammer from Bairnsdale impersonating NAB staff, documented and planning to report to Scamwatch

Phone call Unsolicited Impersonation
Was this report useful?
A
Anonymous
Spam

Kept leaving automated messages to press 1, looks dodgy

Voicemail Unsolicited Robocall
Was this report useful?
A
Anonymous
Scam

Continuous calls with an automatic voicemail message that sounds convincing

Voicemail Unsolicited Robocall
Was this report useful?
A
Anonymous
Suspicious

Caller claimed to be from NAB, tried calling back but got no answer

Phone call Unsolicited
Was this report useful?
B
Buske
Scam

Scam call, reported to NAB

Phone call Unsolicited
Was this report useful?

Frequently Asked Questions

What tactics have been reported for (03) 4100 0198?

The clearest patterns are Robocall (67%), Impersonation (56%), Info request (22%), Urgency (11%), Callback lure (11%). Those came from 9 reports that described the interaction in detail.

Is this number still in use?

The reporting pattern shows this number has resumed after an inactive period. 0 reports came in over the past month.

Are the reports about (03) 4100 0198 trustworthy?

There is a reasonable amount of data, with a reasonable level of consistency. People describe different experiences, so the overall picture is mixed. About 56% include detailed descriptions, which helps.

Is this number known for scams?

Mixed signals - 44% of reporters flagged scam out of 16 total reports.

What contact methods does (03) 4100 0198 use?

Mainly phone call at 81%, with some variation: phone call (81%), voicemail (13%), missed call (6%).

What kind of interactions do people report for (03) 4100 0198?

Reporters described it as: Scam (7), Legit (3), Spam (2), Suspicious (2), Nuisance (1), Uncertain (1). A few themes show up more than once, including nab, payment.

Do people recognise (03) 4100 0198 when it calls?

88% of contributors say the contact was unexpected. 6% were expecting it.

Has anyone confirmed this was a real caller?

3 contributors said they confirmed the caller through: Callback verified (3). Overall, that evidence is strong.

Related Numbers

Submit a Safety Report

Reporting interaction with (03) 4100 0198

What we collect and how reports are used
  • What happened - interaction category and observed tactics
  • How the interaction occurred - call, SMS, voicemail, or other channel
  • Optional context - time window, outcome indicators
1 Classify the interaction

This helps structure the report and reduce misclassification.

Expected = you were anticipating contact from a known party (e.g., appointment confirmation, delivery you initiated).
Not expected = you did not initiate or anticipate the contact, even if the caller claimed to be from a known organisation.

2 Describe what happened
Did you lose money?
Did you share personal details?
Did you click a link?

Focus on what the caller said, requested, or did. Describe the behaviour, not who you think they are.

Do not include: names, addresses, emails, account numbers, TFN/Medicare numbers, or one-time codes.

0 / 1,500

Leave blank to post anonymously. Do not use your real name.

Reports are moderated before publication. Content is aggregated for community safety analysis.

Number allocation does not indicate ownership or responsibility. Reverseau does not verify caller identity.