03 4100 0198: SCAM – Impersonating NAB with Automated Calls

3-min Read16 Reports

  • Suspicious
  • Scam
  • Legit
  • Spam
  • Uncertain

Beware of calls from 03 4100 0198, reported as a scam number impersonating National Australia Bank (NAB). Learn how to identify and handle this type of call properly.

Understanding the Threat: 03 4100 0198

The phone number 03 4100 0198 has been flagged by numerous users as a scam likely originating from Bairnsdale, positing itself as a representative of the National Australia Bank (NAB). This is especially alarming, given that many calls from this number feature automated messages that are designed to seem legitimate, often using personal information to create a façade of trust.

Classification of Calls from 03 4100 0198

User reports categorically define this number as a scam. Specific attributes of this scam include:

  • Automated robocalls falsely claiming to represent NAB regarding overdue payments.
  • Utilising victims' names and partial banking details to deceive callers.
  • Strong urging to press buttons for further details, which leads to various scams where personal information could be exploited.

What Users Are Saying

Since November 2022, individuals have voiced concerns about the unsolicited calls received from this number. Multiple reports illustrate patterns of aggressive calling, with some users reporting up to 17 calls a day. Alarmingly, individuals frequently recounted experiences where the automated system had accurate information, misdirecting them into a false sense of security. For instance, it was noted that users were encouraged to provide information regarding supposed overdue payments without verifying the call's legitimacy.

How to Handle Calls from 03 4100 0198

If you receive a call from this number, it is prudent to:

  • Do Not Engage: Hang up immediately if you suspect it may be a scam call. Do not press any buttons or provide any personal information.
  • Verify Independently: If uncertain, contact NAB directly using their official contact numbers. Do not return calls to the number displayed.
  • Report the Incident: Inform NAB about the call and report it to Scamwatch Australia so that authorities can take appropriate action.

Conclusion

The number 03 4100 0198 stands as a cautionary tale in the realm of phone scams. With impersonators becoming increasingly sophisticated, it is crucial to remain vigilant. By familiarising oneself with the warning signs of scams, Australians can better protect themselves and, in return, keep their personal information secure.


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Ratings Distribution

1.8 out of 5
5 Stars 6%
4 Stars 6%
3 Stars 13%
2 Stars 6%
1 Star 69%

What Our Users Reviewed

A
Anonymous

Although people keep saying it's a scam I for fit the profile.

I owe money to pay later... But I don't understand why I need to be reminded 4 times a week via a bot call...

G
Gain

This number actually belongs to NAB (National Australia Bank). During the call, they informed me that I have an overdue payment and instructed me to settle it. They did not ask for any personal details during the call.

B
Bertrand

This number is actually from NAB (National Australia Bank), informing you that something is overdue. You do not need to return the call; instead, you can check your online banking to see what is overdue. If you take care of the overdue payment, the calls will stop.

H
Heinsohn

I received a robocall that pretended to be from NAB (National Australia Bank). The number seemed to be coming from Bairnsdale to make it appear legitimate. The recording claimed that I had a payment due for NAB's 'Now Pay Later' service, which I don’t even use, or it mentioned incorrect amounts related to my usage. If you receive a similar call, do not press any buttons to confirm your identity; just hang up and report it to NAB's phishing team.

F
Freeborn

I want to issue a SCAM ALERT for this number. They have been calling me continuously, and the automatic message they leave is quite convincing. Please be cautious and do not provide any personal information.

B
Blackham

I received a call from someone claiming to be from NAB Auto Banking, asking about a payment that was either due or already made. I researched and confirmed that this is not a scam; however, I suggest you do not return the call. You can contact NAB directly if you're unsure—most likely, they'll tell you the same thing. Remember, banks often follow up on unpaid accounts. 😎👍

G
Golding

I received a call today from this number. They knew my full name and instructed me to press 1 to continue the call but hung up when I attempted to call back. When I contacted NAB, they stated they had no information about this number or call.

F
Fabian

I am being bombarded with calls from this number, receiving up to 17 calls a day, starting from 9 AM until 9 PM. They often call up to 6 times in a row, then leave it for a half hour before attempting to call again. I find this extremely annoying!

M
Meridith

I received a call from this number where the caller claimed to be from NAB and sounded like an automated recording. Since my NAB account is up to date, I hung up and then reported the call to NAB using their official 13-number customer service.

K
Kettner

A caller identified themselves as representing NAB (National Australia Bank). I attempted to return the call, but there was no answer. I’m unsure about the legitimacy of this call.

K
Kolar

I can’t believe I’m still receiving calls from this same number after checking the negative reviews about it. It’s really concerning!

D
Deans

I believe this caller is a scammer operating out of Bairnsdale, impersonating staff from National Australia Bank (NAB). I have documented the phone number and plan to report it to Scamwatch and NAB to take action.

R
Rist

Avoid answering or calling back this number! It is confirmed to be a scam!

T
Troutman

This is a scam call pretending to be NAB they knew my name. Thankfully I was able to check my account via the app to confirm my payment details which did not coincide with their payment requests.

B
Buske

I received a SCAM CALL and I strongly advise against proceeding. If you receive this call, please hang up immediately. I've reported this to NAB for further investigation.

S
Seibold

I received four calls in one day from this number, which pretended to be from NAB regarding a home loan. The call was automated but surprisingly had my name and the last four digits of my bank account number. Be cautious, as NAB does not initiate calls this way, so do not press 1.


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