- Scam
Community reports for 03 4059 6544 (0340596544): Callers impersonating Commonwealth Bank requesting charge verification. Victoria-based number.
Bank Impersonation Reports for 03 4059 6544
Contributors have flagged 03 4059 6544 (also written as 0340596544) for impersonation attempts targeting Commonwealth Bank customers. One contributor received a call from this Victoria number where the caller claimed to represent Commonwealth Bank and requested verification of a charge on their account. When the recipient stated they don't bank with Commonwealth Bank, the caller immediately hung up.
This pattern suggests the caller was testing whether the number belonged to a Commonwealth Bank customer before proceeding with further deception. The abrupt disconnect upon encountering a non-customer is typical of impersonation scams that rely on data matching and quick abandonment when targets don't fit the expected profile.
What Callers from 03 4059 6544 Claim
The contributor who answered the call from 0340596544 reported the caller initiated the conversation by requesting verification of a Commonwealth Bank charge. The caller did not provide specific details about the alleged charge, suggesting they were fishing for confirmation of banking details rather than following up on a genuine transaction.
When challenged about the legitimacy of the call, the caller's immediate disconnection indicates awareness that the approach had failed. This behaviour is consistent with scam operations that cycle through lists of phone numbers, quickly moving on when initial pretexts don't succeed.
Call Activity and Contributor Experience
One contributor received a missed call from 03 4059 6544 and blocked the number immediately after a single ringtone. Another contributor answered when 0340596544 called and engaged briefly before recognising the deception and ending the call. Both instances occurred within a week, suggesting the number may be actively cycling through calls.
What to Do If You Receive a Call from 03 4059 6544
If 03 4059 6544 (0340596544) calls you claiming to be from your bank:
- Do not: Confirm your account details, card numbers, or any personal identification information over the phone
- Do not: Provide passwords, PIN codes, or verification codes shared via SMS or email
- Do: Hang up immediately and call your bank directly using the phone number on your bank statement or official website
- Do: Contact your bank through their official app or online banking portal to verify any alleged transactions
- Do: Block the number 03 4059 6544 on your device if it calls again
What to Do If You Receive an SMS from 03 4059 6544
If you receive a text message from 0340596544 requesting bank information or asking you to verify a transaction:
- Do not: Click any links in the message
- Do not: Reply to the SMS or engage with the sender
- Do: Delete the message immediately
- Do: Forward the SMS to 0429 999 888 (ACMA spam reporting service)
- Do: Report the message to your bank directly through their official contact channel
How to Report 03 4059 6544
If you receive a call or SMS from this Victoria number attempting bank impersonation:
- Report to the Australian Communications and Media Authority (ACMA) at acma.gov.au or call 1300 850 152
- Report to Scamwatch at scamwatch.gov.au - include details of what the caller claimed and when the call occurred
- Contact your bank directly to report the impersonation attempt and verify your accounts remain secure
- Report the number on Reverseau to help other Australians identify 03 4059 6544 and 0340596544
Help others by sharing your experience with (03) 4059 6544!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Displayed phone number calling from Victoria not what I expected nor from any of my friend group. Blocked it straight away after the ringtone gone.
This kind of calls are scams that are very annoying to anybody.
Scam caller...... Wanted me to verify a commonwealth bank charge and when I said I don't bank with them they hung up.
Help others by sharing your experience with (03) 4059 6544!
WRITE A REVIEWFrequently Asked Questions
What happens if I accidentally provide my bank details to the caller from 03 4059 6544?
Contact your bank immediately using the phone number on your bank statement or their official website. Do not use any phone number provided by the caller from 0340596544. Inform your bank of the information you shared and request they monitor your account for suspicious activity. They may freeze your account temporarily or issue a replacement card. Time is critical - call your bank within hours of the impersonation attempt.
Why did the caller from 0340596544 hang up when I said I don't bank with Commonwealth Bank?
Scammers using 03 4059 6544 typically work from lists of phone numbers and attempt to match them to specific banks. When a target doesn't confirm they're a Commonwealth Bank customer, the caller has no further leverage and moves to the next number on their list. The quick disconnection indicates the scammer was relying on your confirmation to continue the deception.
Is 03 4059 6544 a legitimate Commonwealth Bank number?
No. Commonwealth Bank's official contact numbers are listed on their website and appear on your bank statements and cards. A legitimate bank will never initiate contact requesting you to verify charges or provide account details. If you're unsure about a charge, always hang up and call your bank directly using the official number - never use a number provided by the caller.
Should I call back 0340596544 to ask who they are?
No. Do not call back 03 4059 6544. If you return the call, scammers may use the conversation to extract information or confirm your number is active for future targeting. Instead, if you're concerned about a legitimate charge, contact your bank directly using their official number from your statement or website.
How common are bank impersonation calls from Victorian numbers like 03 4059 6544?
Bank impersonation scams are common across Australia, and scammers often use local numbers (like 03 numbers for Victoria) to appear more legitimate. The fact that 0340596544 is registered to a Victorian provider makes it harder for victims to immediately recognise it as suspicious. Multiple contributors on Reverseau report similar impersonation attempts from local numbers across different states.
Can I block 03 4059 6544 on my phone to prevent future calls?
Yes. You can block 03 4059 6544 (0340596544) on most smartphones through your contacts or phone settings. However, scammers often use different numbers, so blocking one number provides limited long-term protection. The more important step is to report 0340596544 to ACMA (acma.gov.au) and Scamwatch (scamwatch.gov.au) so authorities can take action and warn other Australians.