- Legit
The phone number 02 8898 0123 belongs to Complete Credit Solutions, a legitimate debt collection agency. Learn how to handle calls from this number and understand your rights regarding debt collection.
Understanding the Caller: 02 8898 0123
The phone number 02 8898 0123 / 0288980123 has been identified by users as belonging to Complete Credit Solutions, a legitimate debt collection agency operating within Australia. If you've received a call from this number, it's essential to know that it is not a scam but rather a professional service engaged in debt collection.
Who Called Me Australia?
Many individuals may feel anxious when receiving calls from debt collectors, often associating them with unwanted spam or scam behaviour. However, understanding the nature of these calls is crucial. Complete Credit Solutions acts on behalf of creditors to recover outstanding debts and is performing these functions legally within the Australian financial system.
Should You Respond?
If you receive a call from 02 8898 0123 / 0288980123, consider the following:
- Verify the Caller: Confirm that the call is genuinely from Complete Credit Solutions by referencing their official communication methods.
- Know Your Rights: As a consumer, you have rights when dealing with debt collectors. Review the Australian Competition and Consumer Commission (ACCC) guidelines if you're uncertain.
- Document Communications: Keep detailed records of all interactions, including dates, times, and the nature of the conversations.
How to Handle Debt Collection Calls
When engaging with a debt collector, whether it's Complete Credit Solutions or another, approach the conversation with a calm mindset. It is advisable to:
- Ask Detailed Questions: Request clarity on the debt being collected, including the original creditor's information.
- Negotiate if Possible: Depending on your circumstances, you may be able to negotiate payment plans or settle for a reduced amount.
- Seek Professional Advice: If the situation feels overwhelming, consider discussing your circumstances with a financial advisor or legal professional.
In conclusion, 02 8898 0123 / 0288980123 is not a number to fear. Instead, it reflects a legitimate process within the world of debt collection. With the right knowledge and approach, you can navigate communication with confidence.
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What Our Users Reviewed
The caller identified herself as a debt collector representing Complete Credit Solutions.