- Suspicious
- Scam
- Spam
Community reports for 02 8644 9584 (0286449584): Callers impersonate Commonwealth Bank and PayPal, claim fraudulent charges and account issues. Silent calls and robocalls also reported.
Bank and PayPal Impersonation Reports for 02 8644 9584
Multiple contributors have flagged 02 8644 9584 (also written as 0286449584) for aggressive impersonation scams targeting banking and payment services. The pattern involves callers falsely claiming to represent Commonwealth Bank and PayPal, using tactics designed to create alarm about account fraud and unauthorised charges.
One contributor received a recorded voicemail from 0286449584 claiming to be Commonwealth Bank, alleging an $18,000 charge on their account. The concerning detail here is that the contributor does not bank with Commonwealth Bank, indicating the caller is either using generic targeting or operating with incomplete data. Another report describes 02 8644 9584 callers claiming PayPal affiliation and referencing email addresses during the call, further suggesting coordinated impersonation activity.
What Callers from 02 8644 9584 Claim
Reports indicate callers using 02 8644 9584 employ a straightforward but alarming approach: they contact contributors claiming to represent major Australian financial institutions and immediately reference fraudulent activity. The Commonwealth Bank impersonation call mentioned an $18,000 unauthorised charge, while the PayPal impersonation involved throwing around email addresses to create a sense of legitimacy.
A significant tactic pattern involves using recorded robocall messages rather than live callers. The voicemail from 02 8644 9584 claiming to be from Commonwealth Bank is classified as a robocall, suggesting the operator is using automated systems to scale this impersonation scam across multiple targets simultaneously.
Call Patterns and Behaviour
Beyond the impersonation scams, 02 8644 9584 also exhibits silent call and callback scam behaviour. Multiple contributors reported receiving repeated calls where the caller hangs up immediately or after the recipient says hello. One contributor noted that calls from 0286449584 came repeatedly over a week-long period, with the caller disconnecting every time the recipient answered. Another report describes the number calling then dropping off without leaving a message.
Samsung's fraud detection system also flagged 02 8644 9584 as potential fraud on at least one occasion, though no message was left. This multi-tactic pattern (impersonation, silent calls, robocalls) across multiple calls suggests coordinated scam activity from a single source or operation. The number is allocated to an Optus Networks local service in NSW.
What to Do If You Receive a Call from 02 8644 9584
If 02 8644 9584 calls you:
- Do not: Engage with any claims about account fraud, verify personal details, or provide banking information
- Do not: Return the call or call any number the caller provides
- Do: Hang up immediately if you recognise the caller's claims are false
- Do: Verify directly with your bank or PayPal by calling the official number on your statement or card (never use a number provided by the caller)
- Do: Block 02 8644 9584 on your phone to prevent repeated calls
- Do: Note that legitimate banks never cold-call about fraud using threats of charges or arrest
What to Do If You Receive a Voicemail from 02 8644 9584
If you receive a robocall voicemail from 0286449584 claiming to be from a bank:
- Do not: Return the call or follow any instructions in the message
- Do not: Provide any account or personal information in a return call
- Do: Contact your bank directly using the phone number on your statement or official website
- Do: Delete the voicemail after noting the details for reporting purposes
- Do: Report the call and voicemail to your bank's fraud team directly
How to Report 02 8644 9584
If you receive calls from 02 8644 9584, report them to Australian authorities:
- Scamwatch (scamwatch.gov.au) - report bank and PayPal impersonation scams
- Australian Communications and Media Authority (ACMA) (acma.gov.au) - lodge a complaint about the number
- ReportCyber (cyber.gov.au) - report online fraud and cybercrime
- Your bank or PayPal directly - notify them of the impersonation attempt
- Reverseau - contribute your experience with 02 8644 9584 to help other Australians identify this number
Help others by sharing your experience with (02) 8644 9584!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Samsung flagged as potential fraud, no message left
Called claiming to be PayPal, threw around email addresses
Called then dropped off
recorded message claiming to be Commonwealth Bank, said there was an $18,000 charge on my account, but I don't even bank with them
Kept ringing then just hung up
Calls repeatedly over past week, every time I say hello they hang up
Help others by sharing your experience with (02) 8644 9584!
WRITE A REVIEWFrequently Asked Questions
Why does 02 8644 9584 claim to be from Commonwealth Bank when I don't even bank there?
The caller from 0286449584 is using generic fraud claims that aren't tailored to the target. This is common in large-scale impersonation scams where the operator contacts hundreds of numbers without verifying banking relationships first. They're banking on the fact that some recipients will panic and comply with their demands, regardless of whether they actually hold an account with the institution named.
Is the call from 02 8644 9584 actually from PayPal or Commonwealth Bank?
No. Multiple community reports confirm that 0286449584 is being used to impersonate both PayPal and Commonwealth Bank. Neither company cold-calls customers claiming fraudulent charges without the customer initiating contact first. Legitimate banks verify your identity through secure methods and never demand immediate payment or threaten arrest over a phone call.
What does it mean when 02 8644 9584 calls and hangs up immediately?
Silent calls and hang-ups from 0286449584 are often part of callback scam tactics. The caller tests whether your number is active and monitored. When you call back (as some people do out of curiosity), the operator on the other end may attempt to engage you in the impersonation scam or request payment. Contributors report 02 8644 9584 calling repeatedly over several days, increasing the likelihood that some recipients will eventually return the call.
Should I call back the number 02 8644 9584 to verify if it's really a bank?
Absolutely not. Do not return calls to 0286449584 under any circumstances. If you want to verify a fraud claim from a bank or PayPal, use the official phone number on your banking app, website, or statement. Never use a phone number the caller provided. The number 02 8644 9584 has been flagged by multiple contributors for impersonation scams, so any call back will connect you with scammers, not your bank.
Why is 02 8644 9584 using a robocall voicemail instead of a live caller?
Robocalls allow scammers operating 0286449584 to contact far more targets simultaneously without needing live staff. The recorded message claiming to be Commonwealth Bank is delivered automatically to hundreds or thousands of numbers. This also reduces the chance of being caught, since there's no live conversation that could reveal inconsistencies or trigger suspicion as quickly as a human caller would.
What should I do if I already provided information to a caller from 02 8644 9584?
Contact your bank or PayPal immediately using the official contact details on your statement or their website (not the number the caller provided). Tell them you received a fraudulent call from 0286449584 and describe what information you may have shared. Request fraud monitoring on your account and consider changing passwords if you disclosed any login details. Report the incident to Scamwatch (scamwatch.gov.au) and ACMA (acma.gov.au) to help prevent others from being targeted.