02 8629 4008 - Scam Alert: Commonwealth Bank Phishing Attempt

• Legit
• Scam

Beware of calls from 02 8629 4008, which has been reported as a scam. Learn more about handling such calls and verifying their legitimacy.

Understanding the Risks of 02 8629 4008

The phone number 02 8629 4008 / 0286294008 has raised significant concerns among Australian users, with conflicting reports about its legitimacy. While some users believe they are speaking to a representative from Commonwealth Bank, others claim that it’s a scam. We aim to clarify the situation to help you take appropriate precautions when you receive a call from this number.

Is 02 8629 4008 / 0286294008 a Legitimate Call?

Based on user reviews, it appears that 02 8629 4008 / 0286294008 is being used for legitimate purposes in some cases. One recent review from October 2023 identifies this number as part of the Commonwealth Bank's home loan services team, with the call regarding an expiring fixed-rate home loan. This user confirmed that the information requested was necessary for identification.

Scam Reports and Phishing Attempts

However, not all feedback aligns with this positive view. A review from May 2023 sternly warned that the number is involved in a scam, as it asks for bank details over the phone, which the Commonwealth Bank would never do. This direct solicitation for sensitive information is a classic phishing tactic often deployed by scammers.

Classifying the Calls: Legitimate or Scam?

The contrasting reports result in an ambiguous classification of this number. Here’s how we can evaluate it:

• Reported Legitimate Calls: In cases where users engaged with the Commonwealth Bank regarding their home loans, it seems legitimate.
• Reported Scam Calls: Instances of individuals receiving requests for sensitive personal information fall under phishing scams.

What Should You Do?

If you receive a call from 02 8629 4008 / 0286294008, proceed with caution:

• Never divulge personal or banking details unless you initiate the call yourself using reliable contact information from the official Commonwealth Bank website.
• If you are uncertain, hang up and double-check by calling Commonwealth Bank directly.
• Report any suspicious calls through appropriate channels or on platforms dedicated to fraud reporting.

When receiving calls from unknown numbers, always use a Reverse Phone Lookup Australia service to verify the identity of the caller. Protect yourself from scams and beware of the treacherous tactics employed by scammers.