- Scam
- Legit
Community reports for 02 8527 9045 (0285279045) describe bank impersonation scams via call and SMS, including fake Macquarie alerts and phishing attempts.
Bank Impersonation Scam Reports for 02 8527 9045
Five contributors have reported scam activity from 02 8527 9045 (also written as 0285279045), with a clear pattern of callers impersonating major Australian banks. Multiple reports describe callers claiming to represent banking institutions, while one SMS report specifically impersonated Macquarie Bank with a fake Apple Pay alert. Contributors note the callers were "extremely professional" in their approach, which is typical of sophisticated financial scams designed to build trust quickly.
The number is registered as a local service in New South Wales through Symbio Networks, but this legitimate allocation does not prevent its use in scam operations. The progression of reports from February through May 2025 suggests sustained scam activity rather than isolated incidents.
What Callers from 02 8527 9045 Claim
Bank impersonation calls from 02 8527 9045 involve callers falsely representing legitimate financial institutions. One contributor's husband fell victim to the scam, indicating the callers successfully bypassed initial scepticism through professional demeanour and convincing claims.
The SMS component reveals a specific tactic: a fake Apple Pay notification allegedly from Macquarie Bank. The message claimed a card had been added to Apple Pay and asked the recipient to call back if it wasn't them. This is a phishing technique designed to trick recipients into calling a scammer's number or clicking malicious links, believing they're verifying legitimate bank activity. The scammers exploit the urgency people naturally feel when seeing unexpected payment service alerts.
Call and Message Patterns
Reports about 0285279045 show activity across multiple contact channels. Two contributors answered calls directly, one received a missed call in the afternoon (recorded at 16:47 on 1 May 2025), and one received the fraudulent SMS. One contributor noted a similar number (02 8527 0045) called the same day and was likely related to the same scam operation.
The missed call pattern is significant: when scammers call and you don't answer, they may follow up with SMS to prompt a callback, completing the social engineering chain. One contributor mentioned blocking the number after recognising the pattern, which is an appropriate response.
What to Do If You Receive a Call from 02 8527 9045
If 02 8527 9045 calls you:
- Do not: Answer if you don't recognise the number, return the call, or provide any personal or financial information
- Do: Let the call go to voicemail, block the number immediately, and hang up if you accidentally answer
- Verify independently: If the caller claims to be from your bank, end the call and contact your bank directly using the number on your debit/credit card or bank statement-never use a number the caller provides
- Never: Confirm whether a card or service is yours in response to a caller's question; legitimate banks will not ask this
What to Do If You Receive an SMS from 02 8527 9045
If you receive an SMS from 02 8527 9045:
- Do not: Click any links in the message, call any number provided, or reply to the SMS
- Do: Delete the message and block the number
- Report immediately: Forward the SMS to 0429 999 888 (ACMA's spam reporting shortcode) and then delete it
- Contact your bank directly: If the message references your account or a payment service, call your bank's official number (from your card or statement) to verify no unauthorised activity has occurred
How to Report 02 8527 9045
Report scam activity from 02 8527 9045 to the following Australian authorities:
- ACMA (Australian Communications and Media Authority): Report via acma.gov.au - the regulator responsible for telecommunications fraud
- Scamwatch: Lodge a report at scamwatch.gov.au with details of the scam, including what was said and whether you lost money
- Your bank: Contact your financial institution immediately if any of your account details were compromised
- ReportCyber: If phishing or data theft occurred, report to cyber.gov.au
- Reverseau: Contribute your experience with 02 8527 9045 to help other Australians identify and avoid this scam
Help others by sharing your experience with (02) 8527 9045!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Scam.
Unknown caller (02) 8527 0045 to my mobile at 1647 hours this afternoon 1 May 2025. Did not answer. Left no message. Googled same. Very similar to 02-8527 9045 already reported as a scammer, pretending to be a bank. Blocked.
My husband was scammed by these guys and they were extremely professional.
SMS saying card added to ApplePay, claimed to be from Macquarie, asked me to call if not me
Scam call - representing to be from Bank.
Help others by sharing your experience with (02) 8527 9045!
WRITE A REVIEWFrequently Asked Questions
Why is 02 8527 9045 impersonating a bank?
Scammers use bank impersonation because it creates urgency and trust. When someone sees a call or SMS appearing to come from their bank, they're more likely to act quickly without verifying. Contributors reporting 02 8527 9045 noted the callers were "extremely professional," suggesting they've refined their scripts to sound credible. The goal is to trick you into revealing personal information, account details, or passwords, or to trick you into transferring money by claiming fraudulent activity on your account.
What does the fake Apple Pay SMS from 0285279045 try to achieve?
The SMS claiming a card was added to Apple Pay is a phishing tactic. By asking you to call back "if it wasn't me," the message tries to create panic and prompt you to contact a scammer's number disguised as your bank. If you call, scammers can then request verification information or trick you into authorising fraudulent transactions. Real banks never ask you to call in response to an alert-they provide 1800 numbers or direct you to their app or website.
I answered a call from 02 8527 9045 and gave my name. Am I at risk?
Giving your name alone is low risk, but if you provided any other information-such as account numbers, card details, passwords, or confirmed whether you have accounts with specific banks-take immediate action. Contact your bank and financial institutions directly using official numbers. Monitor your accounts closely for unauthorised transactions and consider placing a fraud alert or ban on your credit file through Equifax, Experian, or Illion.
Is 02 8527 9045 a real business number that's been spoofed?
The number 02 8527 9045 is registered as a local service in NSW through Symbio Networks. However, legitimate numbers are frequently spoofed by scammers-caller ID spoofing makes a scam call appear to come from a trusted organisation. Even if this number's registration is legitimate, the scam reports indicate it's either been compromised or is being used fraudulently. Do not assume a number is safe just because it has a valid registration.
Should I call 02 8527 9045 back to tell them to stop?
No. Calling back 0285279045 is exactly what scammers want-it confirms your number is active and willing to engage. Calling back will not stop the scams; it will likely increase contact attempts and may expose you to social engineering if you speak to them. Instead, block the number, report it to ACMA, and if you've been contacted repeatedly, lodge a complaint with the Do Not Call Register at donotcall.gov.au.
How can I tell if a bank call is legitimate?
Legitimate banks will never ask you to verify your identity by confirming personal details in response to an incoming call or SMS. Real banks will not ask for passwords, PINs, or full card numbers. If you receive a call claiming to be from your bank, hang up and call the bank's official number from your card, statement, or the bank's website. Use the official contact method, not any number provided by the caller. If 02 8527 9045 contacts you claiming to be a bank, follow this same approach-hang up and verify independently.