02 8074 9823 - 0280749823: Credit Card Scam with Gift Card Demands

• Scam

One contributor reports 02 8074 9823 (0280749823) falsely claiming unauthorized credit card charges, then demanding Coles gift card payment.

Credit Card Impersonation Scam Reports for 02 8074 9823

A contributor has reported receiving a call from 02 8074 9823 (also written as 0280749823) where the caller impersonated a financial institution or fraud department. The caller claimed there were suspicious charges on the recipient's credit card and used this false urgency to pressure them into purchasing gift cards from Coles as a supposed resolution method.

This report about 0280749823 is consistent with a known scam pattern where callers create artificial panic about fraudulent activity to manipulate victims into transferring funds via gift cards, which are difficult to trace and cannot be reversed once redeemed.

What the Caller from 02 8074 9823 Claimed

According to the report, the caller from 02 8074 9823 alleged that unauthorized charges had appeared on the recipient's credit card. Rather than offering a legitimate dispute process, the caller demanded immediate payment via Coles gift cards. This approach bypasses traditional payment channels and prevents the victim from contacting their actual bank to verify the claim.

The tactic of requesting gift card payment is a deliberate red flag, as no legitimate financial institution will ever ask customers to buy gift cards to resolve fraud or cover disputed charges. Real banks use secure payment channels, account credits, or official dispute processes.

Report Patterns and Timing

This single report of 0280749823 came through a direct call that the contributor answered. The call originated from a NSW-based local service number allocated to Symbio Networks Pty Ltd. While there is only one report so far, the sophistication of the scam (false urgency combined with financial impersonation and an unusual payment method) suggests this may be part of a broader coordinated campaign.

What to Do If You Receive a Call from 02 8074 9823

If 02 8074 9823 calls you with claims about credit card fraud or unauthorized charges:

• Do not: Provide any personal information, banking details, or credit card numbers. Do not purchase gift cards or agree to any payment method suggested by the caller.
• Do: Hang up immediately without confirming anything. Contact your bank directly using the number on the back of your credit card or your bank's official website to verify whether any fraudulent charges actually exist.
• Do: Block the number 02 8074 9823 (0280749823) on your phone to prevent repeated contact.
• Do: Remember that legitimate banks never request gift card payments, iTunes cards, Google Play cards, or any prepaid vouchers to resolve disputes.

How to Report 02 8074 9823

If you have received a scam call from 02 8074 9823 or 0280749823, report it to the following Australian authorities:

• Scamwatch: Visit scamwatch.gov.au to lodge a report and check for alerts about this number and similar scams.
• ACMA (Australian Communications and Media Authority): Report unwanted calls at acma.gov.au. The ACMA investigates malicious calls and can take action against providers.
• Australian Cyber Security Centre: For scams involving financial fraud or identity theft, report to cyber.gov.au.
• Reverseau: Contribute your own experience with 02 8074 9823 to help other Australians identify and avoid this number.

Frequently Asked Questions