02 7245 8405 - 0272458405: Insurance Impersonation Scam

3-min Read1 Report

  • Scam

One contributor reports 02 7245 8405 (0272458405) as fake insurance company requesting credit card and debt details over the phone.

Insurance Impersonation Reports for 02 7245 8405

A contributor has reported receiving a call from 02 7245 8405 (also written as 0272458405) from someone claiming to represent an insurance company. The caller requested the recipient update their debt or credit card information over the phone - a classic impersonation tactic designed to extract sensitive financial details.

This NSW-based local service number (allocated to Symbio Networks Pty Ltd) was used to initiate an unsolicited financial scam. The approach of requesting card details verbally is a significant red flag, as legitimate insurance companies do not ask for payment information through unexpected phone calls.

What Callers from 02 7245 8405 Claim

The contributor who received a call from 02 7245 8405 reported that the caller posed as an insurance representative and specifically requested updated debt or credit card information over the phone. This impersonation attempt combined two high-risk elements: falsely claiming authority (insurance company affiliation) and requesting sensitive financial data during an unsolicited call.

The caller's request to provide card details verbally is never legitimate practice for actual insurance companies, which require secure payment channels and written confirmation for any financial updates.

What to Do If You Receive a Call from 02 7245 8405

If 02 7245 8405 calls you:

  • Do not: Provide any credit card, bank account, or personal financial information over the phone
  • Do not: Confirm your identity, address, or date of birth to an unsolicited caller
  • Do not: Return the call if the line disconnects
  • Do: Hang up immediately if asked for payment or financial details
  • Do: Contact your actual insurance provider directly using the phone number on your policy or their official website
  • Do: Block 0272458405 if the calls continue

How to Report 02 7245 8405

If you receive a scam call from 02 7245 8405, report it to the following Australian authorities:

  • Scamwatch (scamwatch.gov.au) - report the call and provide details of what the caller claimed
  • ACMA (acma.gov.au) - lodge a complaint about the phone number's misuse
  • ReportCyber (cyber.gov.au) - if the scam involved any online component or data breach concerns
  • Your insurance provider - notify them directly that their name may be used in fraudulent calls
  • Reverseau - contribute your own report to help other Australians identify this number

Why Impersonation Calls Are Dangerous

When callers from 02 7245 8405 or similar numbers falsely claim to represent insurance companies, they exploit public trust in legitimate businesses. Recipients are more likely to engage with a call they believe comes from their insurer, making it easier for scammers to extract financial information before the deception is discovered. Once credit card details are shared with a scammer, unauthorised charges, identity theft, or account takeover can follow quickly.


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What Our Users Reviewed

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Anonymous

Claiming to be insurance company wanting you to update debt or credit card info over phone


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Frequently Asked Questions

Should I give my credit card details if an insurance company calls me?

No. Legitimate insurance companies never request credit card or bank details during unsolicited phone calls. If 02 7245 8405 or any unknown number asks for payment information, hang up immediately. Contact your actual insurer directly using the number on your policy to verify if any account update is genuinely needed.

How can I verify if a call from 02 7245 8405 is really from my insurance company?

Do not rely on the caller's word. End the call and use your policy documents or the official website to find your insurance provider's genuine contact number. Call that number directly to ask if they recently tried to reach you. Never use a callback number the caller provides, as 0272458405 may route you back to scammers.

What should I do if I already gave my details to the caller from 02 7245 8405?

Contact your bank or credit card provider immediately and report the incident. Request a card replacement, monitor your account for unauthorised transactions, and consider placing a fraud alert with your bank. Report the call from 0272458405 to Scamwatch (scamwatch.gov.au) and ACMA (acma.gov.au) so authorities can investigate.

Can I block 02 7245 8405 permanently on my phone?

Yes. Most Australian phones allow you to block numbers and send calls directly to voicemail. Add 0272458405 to your blocked contacts. However, also report the number to ACMA and Scamwatch, as blocking alone does not stop scammers from calling others using 02 7245 8405.

Why would a scammer use a local NSW number like 02 7245 8405?

Scammers use legitimate-looking local numbers to increase the likelihood that recipients will answer. A number like 02 7245 8405 appears to be from a NSW-based business, making it seem more trustworthy than an overseas number. This tactic increases engagement rates, giving the scammer more opportunities to extract information.

Who should I report the call from 0272458405 to?

Report your experience to Scamwatch (scamwatch.gov.au), ACMA (acma.gov.au), and ReportCyber (cyber.gov.au) if there was any online component. You can also contribute a report on Reverseau to warn other Australians about 02 7245 8405. If your bank details were compromised, also notify your financial institution immediately.